Total & Permanent Disability Claims
We help you navigate the complexities of TPD claims, ensuring you receive the financial support you’re entitled to.
What is a Total & Permanent Disability Claim?
A Total & Permanent Disability (TPD) claim is designed to provide financial support if you’re partially or totally disabled and unable to work due to illness or injury.
If you’re covered by insurance through your superannuation or a private policy, you may be entitled to make a claim for a lump sum amount to help you manage medical expenses, living costs, and more.
At Lincoln Grey Law, we help you navigate the complexities of TPD claims, to ensure you will receive the maximum benefits payable under your policies, so you can focus on adjusting to life after an injury or illness.
Eligibility reviews
We’ll assess your situation and determine whether you qualify for a TPD claim under your insurance or superannuation policy.
Lodging claims
Our team will handle the paperwork and submissions to ensure your claim is accurate and complete.
Dispute resolution
If your claim is delayed or denied, we’ll represent you in negotiations or legal proceedings to secure the outcome you deserve.
The applicable types of illnesses and injuries are defined in the TPD policy. They may include:
Why Lincoln Grey Law?
FAQs
Eligibility depends on your insurance policy and the impact of your illness or injury on your ability to work. We can assess your situation and guide you on the next steps.
If your claim is rejected, we can challenge the decision through dispute resolution or legal action to give you the best chance of success.
The timeline varies depending on your insurer and specific circumstances, but we’ll work to ensure your claim is processed as quickly as possible.
Whether you can work again after a TPD payout will depend on the wording of your policy. The insured's occupation and the coverage offered by the Total Permanent Disability (TPD) policy may affect the level of disability required to qualify for a TPD payment. It will also help establish whether the insured may conduct "any occupation" after the TPD claim is resolved.
Reaching out for legal help is a big step, and we’re here to listen and guide you every step of the way.
